Hurricanes are notoriously unpredictable. Intense rain and strong winds cause power outages, flash flooding, and property damage. If your property suffered hurricane damage, our lawyers can help you assess your losses and file a timely insurance claim.
Our Metairie property damage lawyers recognize that the key to your recovery is prompt and fair compensation for your insurer. Call Poolson | Oden Injury Lawyers for a free consultation today. We have served hundreds of clients and now want to apply our 52 years of combined experience to your case.
Our Attorneys Guide You Through the Property Damage Claims Process
Our Hurricane property damage lawyers believe that there is nothing more important than educating our clients about their legal rights. By explaining your options free of charge, Poolson | Oden empowers you to:
- Make the right decisions for you and your family
- File the right paperwork with the right insurer
- Understand your case’s true value
- Recognize signs that the insurance company is not treating you fairly
Steps We Take on Behalf of Clients Affected by Hurricanes
A Hurricane property damage claim can provide your family with the necessary funds to rebuild and move forward. The Metairie personal injury lawyers at our firm can pursue that money by:
- Reviewing your insurance policy or policies so you better understand what is covered and what is expected from you after a storm
- Collecting evidence that proves your home, business, or property was damaged as a direct result of a hurricane
- Making sure all forms and materials are submitted on time
- Communicating with the insurer on your behalf
- Taking legal action if your insurance company refuses to act in good faith
For more information, call Poolson | Oden right away. The sooner our legal team can get to work, the faster you can start the process of moving past this terrible event and picking up the pieces of your life.
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Property Damage Insurance Claims Can Be Complex, but We Are Here to Help
Getting compensation after a natural disaster is already difficult, but state laws and insurance companies can make the situation even more complicated. For example:
Was Your Property Damaged by Wind or Flooding?
As the Louisiana Department of Insurance (LDI) explains, damage from wind may be covered by your homeowners insurance policy, but damage from flood waters is probably not—even if both the wind damage and the flood damage occurred during the same event.
You will need two separate policies that were in effect at the time of the storm in order to receive full compensation. If you sustained both wind and flood damage, we can help you file claims with each insurer.
Do You Have Proof of Your Property Damage?
The LDI also recommends keeping records of your possessions and the state of your property before the storm. For example, being able to show before-and-after photos of your home, possessions, or business can serve as compelling evidence that you qualify for a payout.
The more detailed you can be in your claim, the easier it may be to get the money you need.
Will Your Property Damage Insurer Treat Your Case Fairly?
Some insurers resort to questionable tactics to reduce what they owe you. For instance, they might:
- Claim that your policy does not cover your situation, even if it does
- Undervalue your losses and offer you less than you are entitled to
- Claim the damage was caused by an event other than a hurricane
The Hurricane property damage lawyers on our team want to make sure you get all of the money you need and deserve. We can confront the insurers on your behalf, present the strongest available evidence in support of your case, and keep you updated as we fight for you.
What Can You Use Your Property Damage Insurance Payout For?
That depends on what kind of insurance coverage you have. You might be able to get damages for:
- Damage to the foundation of your home or business
- Damage to personal items within your home, furniture and flooring, or professional equipment you rely on to do your job
- Damaged roofs, walls, or windows
- Damaged outbuildings, such as sheds or garages
- Profits you cannot earn while your business is being repaired
- The cost of replacement services, such as having to eat out at restaurants, use a laundromat, or stay at a motel until it is safe to return home
This money can serve as a much-needed lifeline to you and your family. With the compensation our property damage law firm recovers for you, you can more easily replace much of what you lost and find a new normal.
Our Lawyers Are Here for Hurricane Victims
Hurricanes are a part of life in Louisiana. If and when the worst happens, our attorneys can be there to help you deal with the aftermath. From answering your questions about insurance coverage to negotiating with the insurer on your behalf, we can take care of it all while you spend time with your loved ones.
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Start Your Hurricane property Damage Claim With Our Attorneys
At Poolson | Oden, we have represented clients who came to us for assistance with cases of all kinds. If you want help navigating the complex insurance system, our Hurricane property damage lawyers are here to educate you about your rights. Call now for a free case evaluation.